How It Works-
Cardholders

How Access Freedom Works For
CARD HOLDERS

HOW TO AVOID DECLINES AND CARD FEES

  • Use your card as a payment method in grocery stores, convenience stores, drug stores, or anywhere that accepts Debit MasterCard®. You can also select the “Cash Back” option to receive cash at no charge.
  • Remove your entire card balance for free by visiting any financial institution that is a MasterCard principal member and asking for a cash advance for the balance on the card.
  • Utilize the free ACH transfer service to send funds from your card to your bank account.
  • Check your balance online or through customer service before using an ATM.
  • If your card is rejected at an ATM, never attempt over and over again. Some ATMs impose a fee even for declined transactions.
  • Pre-Payment of services like fuel dispensed from a “Pay at the Pump” terminal prior to pumping the gas or for services like a hotel room. The payment networks automatically put a hold on a certain amount of the funds available to ensure payment. This hold usually takes several hours to be removed; therefore, the cardholder cannot access his funds until this hold is remove.
  • Some Merchants may authorize your card up to 25% more than the transaction to allow for gratuity, which can cause declined transactions.
  • Update your Temporary PIN before use to verify you have the correct PIN. Do this by calling 877-592-1118.

WHY ACCESSFREEDOM?

FEATURES

  • Cards Can be Loaded Right in Your Office
  • Able to Reverse Funds on Cards
  • 24/7 Online Tracking of Cards
  • Online Monitoring of All Transactions
  • Eliminates Check Writing
  • Eliminates Trips to the Bank
  • Eliminates Lost or Stolen Cards
  • Unlimited Debit Card Loads

BENEFITS

  • Able to Track Spending on All Cards
  • 24/7 Access to All Card Account Information
  • Protects Your Financial Information
  • Saves You Time and Money
  • Instant Access to Funds
  • Lost Cards Can be Easily Replaced
  • Able to Load or Reverse Funds 24/7
  • Eliminates Trips to Bank and Post Office

Important Information about Procedures for Opening a Prepaid Account with Rapid Financial Solutions: To help the government fight the funding of terrorism and money laundering activities, Federal Law, under the Patriot Act, requires all financial institutions or entities sponsored by financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents and use resources such as credit bureaus or other means to verify this identity information.


 

© COPYRIGHT RAPID FINANCIAL SOLUTIONS. ALL RIGHTS RESERVED. THIS CARD IS ISSUED BY CACHE VALLEY BANK OR AXIOM BANK N.A. PURSUANT TO A LICENSE BY MASTERCARD INTERNATIONAL INCORPORATED. RAPID INVESTMENTS IS A REGISTERED MSP OF CACHE VALLEY BANK AND AXIOM BANK N.A. MASTERCARD IS A REGISTERED TRADEMARK OF MASTERCARD INTERNATIONAL INCORPORATED. CACHE VALLEY BANK AND AXIOM BANK N.A. IS A MEMBER OF THE FEDERAL DEPOSIT INSURANCE CORPORATION (“FDIC”) AND ALL CARDHOLDERS FUNDS ARE INSURED BY THE FDIC IN ACCORDANCE WITH THE FDIC’S APPLICABLE TERMS AND CONDITIONS.